Mercantile BOP for Garden Centers

At The Piedmont Group, we recognize that maintaining a retail garden center or green enterprise is unique to most retail businesses. Besides the fact that your merchandise is often perishable, chemical applications are needed as well as the potential for a liability claim. Additionally, your business is a large investment which requires substantial overhead and depends largely on the state of the economy. With all the things you need to worry about, one of them should not be insurance. We provide detailed and complete coverage to ensure that your needs always match your coverage.

To better meet your needs, we will create a tailored insurance package specific to the coverages you desire. Coverages offered under this program include but are not limited to:

• Buildings & Contents
• Outdoor Signs
• Peak-Season Coverage
• Property in Transit
• Premise and Operations Liability
• Hired and Non-Owned Auto
• General Liability
• Umbrella
• Accounts Receivable

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. or Farm Family Life Insurance Company, Glenmont, NY.

Personal lines and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC^®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Commercial insurance is issued through Farm Family Casualty Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VA, VT and WV and United Farm Family Insurance Company in MD and PA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy or for more information about coverage options and availability, talk to your American National agent. Eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.