Maryland Office:

47 East South Street, Suite 101
Frederick, MD 21701
(301) 865-6411
Toll Free: (866) 620-7260
Fax: (301) 865-9033

Click for Location Map and Directions

Critical to the success of our business is the clear message of our values. By establishing and making known our core philosophies, we can create a culture that promotes success, professional and personal growth as well as the clear definition of what is expected each and every day by our agents and staff.

PRIDE - Pride in the “outfit” and confidence in the leadership.
This means that we come to work each day proud of what we do and our ability to provide quality
insurance programs and customer service to our clients.

GROWTH - We are always hiring.
Be proud of the fact that we are continually growing and look for opportunities to bring motivated,
bright, dynamic people into our organization.

DEPENDABILITY - It is the agent upon whom all depends.
Three key factors are trust, respect and sense of urgency. Trust that the agent is doing what is best for the client, respect his or her abilities, and dedication and commitment that they have with our clients. Finally, the agent will complete all tasks assigned with a sense of urgency for the client.

COMPETITION - Keeping score is basic to our management style.
Healthy competition is good for our agents and our staff. By keeping score, we can not only track our progress, but set goals that will help us become more efficient with our time and allow us to spend more energy focusing on our clients.

CONSISTENCY - True success is caused by high expectations.
It is imperative that we send a consistent message in what we say and what we do. Our clients are our top priority and without them, we would not exist. We must be consistent and diligent in our
procedures, our actions and our commitment to excellence.

APPRECIATION - A person’s loyalty is a function of how much he or she is appreciated.
We value the hard work and dedication of our agents and our staff. We show our appreciation by
providing lunches, rewards, trainings and recognition to thank those who work hard each and every day for our company and for our clients.

HONESTY - Honest, intelligent effort is always rewarded.
Honesty is always the best policy. We will not cover up or hide from our clients. We will not deceive our clients either when it come to their policies or their coverages. Being honest does not always mean making easy or popular choices, but does mean that we sincerely want the best for you.

PRESENTATION – We must present ourselves as professionals at all times.
In the way we talk, dress and correspond, we pride ourselves in our presentation. This means that we are punctual, competitive, discrete, enthusiastic and committed to providing prompt service to our clients.

COMMITMENT - Under promise and over deliver.
This simple phrase says it all. We want to exceed our client’s expectations each and every day.

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. or Farm Family Life Insurance Company, Glenmont, NY.

Personal lines and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC^®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Commercial insurance is issued through Farm Family Casualty Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VA, VT and WV and United Farm Family Insurance Company in MD and PA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy or for more information about coverage options and availability, talk to your American National agent. Eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.